Minority business homeowners face challenges when starting or expanding a small business, including access to inexpensive small-business loans. Now, if I am accepting some type of fee from someone apart from myself, then that particular person’s views should come into play; whether or not it’s a single particular person or the government. Thanks for a fantastic hub, and I say it is a very nicely written hub.\n\nAs a result of they knew that if left to the state legislatures, the new constitution would go the way in which of the Albany plan.. in defeat. The Folks give power to a state gov’t, not the other means around, and it is the People who give power to the Federal gov’t, not the States.\n\nMitch, you would possibly find this hub of mine attention-grabbing as it goes to the most recent discussion we’ve had: -You-Know-Who… You-Really-Are-Socialist-Liberal-or-Conservative. To your point, I don’t suppose there must be laws in opposition to one particular person descriminating in opposition to an other in the NON-PUBLIC sector.\n\nThe United States’ Inside Revenue Service has established limits for how many years a business loss may be claimed on tax returns. When you had been a caterer, a Realtor, an insurance agent and a mechanic, then yes, you might be spreading it pretty thin. Saw it on a hub’s ad. Thank you in your encouragement!\n\nI especially like the Checklist for Starting a Business. Not saving enough money along the way in which to pay your personal income taxes. Start off right by making a follow to set aside 25%-30% of your web income every month for taxes. Not making quarterly estimated income tax payments.