Your dream is coming true: The lease is signed, the furniture is in place and your business is about to open. This is a big deal and a very exciting time in your life! As you learn how to be a small business owner, think about smaller details you might not have considered. It’s hard to think of everything, but being prepared can help.

Janitorial Services

How big is your new office, and how many employees do you have? If it’s a very small facility, you might be able to clean it yourself, but between running a business and managing employees, do you really want to? You might consider hiring a cleaning company Jacksonville FL to help you with the day-to-day maintenance in your building.

Accounting and Payroll

It might be easy to manage one or two employees’ paychecks, but a few more than that might complicate things. You don’t want to make potentially expensive payroll mistakes, especially if you have no background in accounting. Look into hiring an accountant to help you stay on track with all your employees’ paychecks.

Safety

You want clients and staffers to feel safe while they’re at your establishment. If you’re located in a rough area or don’t feel like you’ve got enough security measures, try these easy tips:

• Install LED lights outside all your entrances. Motion lights are a good idea too.
• Tie a bell to the front door. This is a simple tactic, but it is enough to alert you and everyone else that the door has been opened.
• Have emergency plans in place and give your employees a thorough training on them. These can include fire evacuation maps, intruder policies and what to do in an earthquake or natural disaster.

The stardust in your eyes from the excitement of entrepreneurship can blind you on more practical aspects. Try your best to be ready for what’s to come as your business grows.…

Glass containers are simple everyday things that are used in both households and industrial facilities. Glass containers come in various shapes, sizes, and varieties as per the use case. Glass containers are manufactured from sand (silica), cullet (crushed containers or bottles), soda ash and chemical additives. The containers are manufactured in different colors, though these usually have a clear (flint) finish. Some industries also require green or brown bottles such as food and beverage industry, liquor industry, etc. Glass containers are an easy solution for food storage at both home and workplace, and are environment-friendly as well. Glass containers do not harm the environment and these can be recycled to be used again and again.

Considering the vast number of applications of glass containers, the global glass container market size is huge and it is growing at a rapid Compound Annual Growth Rate (CAGR) of 3-4 percent and it is expected to witness a global demand of 64.5 Million Metric Tons (MMT) by 2020. The major reason for such high projected demand is the increasing consumption of a variety of food and beverages including liquor across the globe. Mexico, Vietnam, Thailand, India, and China are developing markets showing an increase in the demand for alcoholic beverages and therefore, these are driving high demands in the glass container industry.

Growth Of The Glass Container Market Over The Past Few Years: 

The glass container market relies on the end-user industries for the demand and changes in the global industrial landscape affect the industry exponentially. The global glass container market used to be highly fragmented but it has been a part of several mergers and acquisitions that have helped in consolidating the market in the developed regions such as Europe and America where top 3 suppliers hold 50-60 percent market share. On the other hand, emerging markets still remain highly fragmented. Maturing alcohol consumption on a global level, especially in emerging economies such as India and China have driven the growth quite rapidly. The APAC is a key region that accounts for a maximum market share of 35 percent and it is expected to show demand of 24.1 MMT by 2022. The beer consumption is expected to grow at a CAGR of 13-14 percent and 7-8 percent respectively for India and China.

Regarding the global glass container industry, it is operating at 60-70 percent of its operational capacity. Alcoholic beverages hold more than 70 percent of the total market share of the glass bottle market. Another industry that drives the global demand for glass containers is the pharmaceutical industry which is also showing a high growth at a CAGR of 5-6 percent and is expected to attain a market value of $71 billion by 2022. China is the largest producer and exporter of glass containers with more than 900 established converters in the global market.

Some key trends in the global glass container market include increased use of cullet and reduced weight of the containers. Certain global giants dominate the industry due to their technologically advanced plants. The top global suppliers are Owens-Illinois, Ardagh, Veralia, Anadolu Cam and Vidrala.

The global glass container market is witnessing high demands in the emerging economies and the implementation of recycling plants and solid waste management plants is pushing the need for reducing landfill and production costs are taking the industry into a new direction.

…

Most of us understand that life insurance is essential, and even though we tend to ignore it and neglect it due to premiums that we have to pay, most of us do not know where that money goes and what we will get by enrolling in this particular protection assessment.

The sudden death of a family member is a devastating thing for the family emotionally speaking. However, apart from the unbearable pain that your family will experience, the next step is the financial insecurity in which they will embark after you are gone.

It is expensive to die if you have family members relying on your salary. That is why you should find every single way possible to protect them against that scenario.

The best way to do it is to find an appropriate life insurance policy that will give your family death benefit so that they can have a stable financial life after sudden death. You should read this piece on insurance that will help you learn why you need life insurance in general.

1. Work Insurance Is Not Enough

Even if you have a perfect job that will provide you some protection, having children means that you have to think about the future.

You may have a perfect job that will pull you six figures on an annual basis, as well as life insurance that your employer provides you, but that is not sufficient for your family overall.

Most employer coverage’s function as a bonus, but it is something you should avoid relying entirely on it. In case you are fired, or you quit, the life insurance go away, and that means that you will be completely exposed.

Even if you have worked for a few decades, everything your employer has paid for you went down into the dust. Therefore, according to most experts, you should keep your life insurance separate from work and do it personally for your loved ones.

Work-related life insurance is just an addition that also help you along the way, but you should not rely on it entirely. Therefore, if anything happens to you, both coverages’ can help your family, which is the main reason why you should take it in the first place.

2. Don’t Leave Your Children Hanging

   

If you are a single mother or father, the best way to protect your loved ones is to find appropriate life insurance that will help them along the way. Even if money is tight, it is much better to have it in your sleeves than to wait for something to happen.

The younger you are when you purchase one, the less you pay in general, and even though it seems that money is going nowhere, you are paying for the protection and financial security that your loved ones will have when you are gone.

One second can change everything, a mistake from the distracted driver could lead to fatality, and that may leave your children with a few thousand dollars in a bank and nothing else. Your children would have nowhere to go, and that is something you do not wish for them to happen.

3. It Can Save Your Business In Case Your Employee Dies

If you are a company owner, you should think everything through before you embark on a journey. It does not matter if your business is a small one or multi-billion dollars organization; you are the driving force that created a company that stood the test of time.

However, being a driving force is a great thing while you are alive, but what would happen with your organization in case of your death. The first problem that may occur is an incredible financial loss.

Therefore, most board of directors want some protection, which includes insurance policy. Thus, a policy protects a business future in case of a sudden loss of a precious and valuable employee.

The idea is to create a business that will live for years after you are gone. The best way to learn more on employer’s liability insurance is by clicking here.

Therefore, even if something happens to you, the insurance coverage will boost the business up so that a new CEO could take everything and use it to expand business and create a brand that can stand the test of time.

…

Your company needs to have a comprehensive insurance policy in place well before you open your doors to the public. Without the proper insurance, a single accident or injury could end up costing you huge sums of money. A solid policy is going to be your company’s first line of defense against a wide array of risks and liabilities.

Workplace Injuries

No matter how well-trained your employees happen to be, accidents are sure to happen at some point. When those accidents take place, you want to be absolutely sure that your employees are going to be covered by your company’s insurance. Your business insurance Orlando FL also needs to have a workers’ compensation rider. That type of coverage is a legal requirement in most industries, and you could end up paying huge fines if you don’t have workers’ compensation insurance. Depending on where your business is located and how many people you employ, you might need to offer your employees health insurance as well.

Property Damage

Practically every business insurance policy is going to include some type of coverage for property damage. Your policy will help you repair or replace company property in the event of vandalism, theft, or a serious accident. Most business policies also cover wind damage from major storms, but you will probably need to add a rider to the policy if you want water damage to be covered as well.

Legal Expenses

General liability insurance for businesses almost always covers legal expenses, and that includes attorney’s fees. If your company creates physical products, then you need to invest in product liability coverage as well. That form of coverage will help you pay legal fees if a product is defective or dangerous.

Your company’s insurance needs are going to change over the years, and that means you will need to revisit your policy once every few months. You might need to revise or upgrade your policy whenever you hire employees, purchase new equipment, or expand the scope of your business.…